Are you trying to make a big purchase? The easy thing would be to go out and finance the big purchase, but you save a lot more money by actually budgeting for a big purchase. Saving up cash to make a big purchase takes a lot of perseverance, but you can do it. If you have never tried to budget for a big purchase, these tips on how to budget for a big purchase will help tremendously.Know How Much You Need: The first step in budgeting for a big purchase is to know how much you need or how … [Read more...]
5 Financial Tips to Prepare for Having a Baby
Edna J. Le Shan once said, “A new baby is like the beginning of all things – wonder, hope, a dream of possibilities.” Of course, what Edna didn’t mention is that kids come with a pretty hefty price tag. Having a baby should be a celebration of life, and not a cause for financial grief. My mother will tell you that you’ll never have enough money saved up to have a child, so you might as well just go for it. I, on the other hand, believe that if the proper planning is done for your household … [Read more...]
Budgeting Apps that Make your Accountant Smile
While there are many fun apps out there that anyone can download on their smart phone, there is also an increasing number of practical apps that people can use to better their daily life. In a world where more and more people rely on their phone for everything, this increase in daily life apps is great news.One area in which there are several apps is budgeting. People can download a variety of apps to keep track of their personal spending habits as well as doing a better job of staying on … [Read more...]
